Two billion people do not have access to traditional banking services : what solutions for e-commerce ?

Take e-commerce outside the traditional banking services seems to be becoming easier as the number of traders who use crypto-currencies is increasing. Of Overstock in the Steam, in passing through Newegg and Edeka, many merchants are changing the user experience of buyers on a global scale by taking advantage of the ease of use of the digital currency.

A problem both for marketers and for consumers

This situation is partially fueled by an increase in the number of providers who subscribe to BitPay. This service allows merchants to accept payments in bitcoin, and immediately be credited with the money rather than having to treat themselves the digital currency that is very volatile. Things are also improving on the consumer side, with the growing number of debit cards powered by crypto-currencies. They are able to spend the virtual currency from traders who do not accept them directly, by automatically converting the crypto-currencies based on the exchange rate.

Debit cards multi-currency : the better alternative

There are startups who are looking to make things even more easy, and less expensive. Their goal is to eliminate as many intermediaries as possible when transacting in crypto-currencies. Startups Monaco and TenX, for example, make purchases in crypto-currencies easier by offering a debit card multi-currency. They allow their users to deposit various crypto-currencies, and have access with a single card. Thus, when the time comes to make a purchase, the conversion will happen automatically. Centra is another startup looking to facilitate electronic commerce, to those who do not have access to traditional banking services. It offers a debit card of multi-currencies as well as a platform to connect buyers and sellers in a secure environment and affordable.